Our Policy

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A VDS policy provides you with:

  • Professional indemnity insurance, exclusive to the veterinary profession
  • A team with unparalleled experience of RCVS/VCI disciplinary proceedings
  • Highly experienced claims consultants, each of whom is a qualified veterinary surgeon, to handle your claim
  • Cover for support staff working under the supervision of a veterinary surgeon member
  • A choice of indemnity limits for professional negligence
  • Indemnity limits that are applied to each separate incident during a period of insurance (up to the stated aggregate claim limit for that year)
  • No premium increase as a result of a successful claim.


A VDS policy means:

  • A minimum £250,000 (€300,000) small animal cover for all insured members
  • Built-in £200,000 / €240,000 cover for representation for criminal proceedings resulting from normal veterinary work (cover for RVNs is £150,000 / €180,000).
  • Built-in £10,000,000 (€12,000,000) cover for personal injury or damage to property resulting from veterinary negligence
  • No premium increase as a result of a successful claim
  • A range of Professional Indemnity (PI) limits for each risk group (it is very important that you choose an adequate indemnity limit for each of these. This allows us to defend you and your reputation, and to settle claims when appropriate).


Policy Documents

Practice Policy 2019

Practice Policy 2019

Practice Policy 2019

RVN Policy 2019

RVN Policy 2019

RVN Policy 2019

Individual RVN Policy 2019

Individual RVN Policy 2019

Individual RVN Policy 2019

Veterinary Surgeon Policy Document 2018

Veterinary Surgeon Policy Document 2018

2018 Policy - Vets

Registered Veterinary Nurse Policy Document 2018

Registered Veterinary Nurse Policy Document 2018

2018 Policy - RVNs

About The VDS Policy documents

2018 - About the VDS Practice Policy

2018 - About the VDS Practice Policy

2018 - About the VDS Practice Policy

2018 - About the VDS Policy for RVNs

2018 - About the VDS Policy for RVNs

2018 - About the VDS Policy for RVNs