Our Policy

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A VDS policy provides you with:

  • Professional indemnity insurance, exclusive to the veterinary profession
  • A team with unparalleled experience of RCVS/VCI disciplinary proceedings
  • Highly experienced claims consultants, each of whom is a qualified veterinary surgeon, to handle your claim
  • Cover for support staff working under the supervision of a veterinary surgeon member
  • A choice of indemnity limits for professional negligence
  • Indemnity limits that are applied to each separate incident during a period of insurance (up to the stated aggregate claim limit for that year)
  • No premium increase as a result of a successful claim.

A VDS policy means:

  • A minimum £250,000 (€300,000) small animal cover for all insured members.
  • Built-in £200,000 / €240,000 cover for representation for criminal proceedings resulting from normal veterinary work (cover for RVNs is £150,000 / €180,000).
  • Built-in £10,000,000 (€12,000,000) cover for personal injury resulting from veterinary negligence.
  • No premium increase as a result of a successful claim.
  • A range of Professional Indemnity (PI) limits for each risk group (it is very important that you choose an adequate indemnity limit for each of these. This allows us to defend you and your reputation, and to settle claims when appropriate).

2021 documents

Terms of Business - Please Read (PDF)



About the VDS Policy documents

About the VDS Practice Policy 2021

About the VDS Practice Policy 2021

About the VDS Practice Policy 2021

About the VDS Policy for RVNs 2021

About the VDS Policy for RVNs 2021

About the VDS Policy for RVNs 2021

Policy documents

UK

UK Practice Professional Indemnity Policy

UK Practice Professional Indemnity Policy

UK Practice Professional Indemnity Policy

UK RVNs at a Practice Policy

UK RVNs at a Practice Policy

UK RVNs at a Practice Policy

UK Individual RVN Policy

UK Individual RVN Policy

UK Individual RVN Policy

Ireland

ROI Practice Professional Indemnity Policy

ROI Practice Professional Indemnity Policy

ROI Practice Professional Indemnity Policy

ROI RVNs at a Practice Policy

ROI RVNs at a Practice Policy

ROI RVNs at a Practice Policy

ROI Individual RVN Policy

ROI Individual RVN Policy

ROI Individual RVN Policy

2020 documents

Terms of Business - Please Read (PDF)


About the VDS Policy documents

About the VDS Practice Policy 2020

About the VDS Practice Policy 2020

About the VDS Practice Policy 2020

About the VDS Policy for RVNs 2020

About the VDS Policy for RVNs 2020

About the VDS Policy for RVNs 2020

Policy documents

UK (01/01/20 - 31/12/20) & Ireland (01/01/20 - 31/08/20)

UK Practice Professional Indemnity Policy

UK Practice Professional Indemnity Policy

UK Practice Professional Indemnity Policy

UK RVNs at a Practice Policy

UK RVNs at a Practice Policy

UK RVNs at a Practice Policy

UK Individual RVN Policy

UK Individual RVN Policy

UK Individual RVN Policy

Ireland (01/09/20- 31/12/20)

ROI Practice Professional Indemnity Policy

ROI Practice Professional Indemnity Policy

ROI Practice Professional Indemnity Policy

ROI RVNs at a Practice Policy

ROI RVNs at a Practice Policy

ROI RVNs at a Practice Policy

ROI Individual RVN Policy

ROI Individual RVN Policy

ROI Individual RVN Policy